Personal Savings, Certificates of Deposits, HSA's and IRA's.

• Personal Savings –Start saving and earning interest today! Minimum $300 balance to avoid fees (waived for minors).

• Money Market Savings –With balance of $10,000 or more, you keep your funds available while earning a competitive interest rate.

• Certificates of Deposits –Offering very competitive returns on a variety of amounts and terms.

• Health Savings Accounts –A tax-advantaged account that enables you to save for qualified medical expenses, while earning interest. e-statements available.

• Individual Retirement Accounts –A safe way to save for retirement, that offers steady return.

Certificates of Deposits

We offer Certificates of Deposits with competitive returns on a variety of amounts and terms. Talk to us about your goals– We will show you the options and help you determine which best fits your specific needs.

Grow Your Money Locally!


Choose Our New 18-Month

Rising-Rate CD!


Guaranteed rate-increases on your short-term investment.

10-day option to withdraw at the end of each six-month term with no penalty.


0.35%  – Interest Rate 1st 6-Months


0.50% – Interest Rate 2nd 6-Months


0.75% – Interest Rate 3rd 6-Months


0.53% APY*


Interest compounded daily.*Annual Percentage Yield effective September 24, 2012.Minimum deposit $10,000.10 day option to withdraw at the end of each 6-month term.Penalty for early withdrawal at other times.No brokered deposits.*APY assumes all funds remain on deposit for the full term. Rates subject to change.©FNBM 09.12