Personal Checking


• Free Checking –Enjoy unlimited check writing/debit card transactions. There is no minimum balance required to avoid service charges. Other benefits include free on-line banking with bill pay, free debit card, free ATM at First National and 2,000 other locations, "Direct-Connect" to Quicken® and Quick Books®. e-statements available.

• Interest Checking –If you maintain monthly direct deposit or a $500 minimum balance, you may prefer the additional benefits offered by this account. Enjoy unlimited transactions, free on-line banking with bill pay, free debit card, free ATM at First National and 2,000 other locations, free printed checks and "Direct-Connect" to Quicken® & Quick Books®... Plus you will earn interest. e-statements available.

• Advantage Checking • –If you maintain a $5,000 minimum balance, this account pays you preferred interest rates! Other features include unlimited transactions, free on-line banking with bill pay, free debit card, free ATM at First National and 2,000 other locations, free printed checks, "Direct-Connect" to Quicken® and Quick Books®, along with the annual fee waived on your Home Equity Line Of Credit. e-statements available.


Credit Cards


First National Bank of Michigan offers credit cards with competitive rates and enhanced features. Contact us for more information.

Or if you're an existing customer, Click here to log on to your credit card account.





"As a First National Bank customer, you'll have access to experienced people at every level who will answer your questions and see to it that your account and affairs are kept running smoothly. Our team of professionals would like the chance to earn your respect as well as your business."
–John M. Schreuder, Chairman & C.E.O.