Site Terms of Use


Terms of Use Your use of the First National Bank of Michigan web site constitutes your agreement to all of the following terms, conditions and notices, without modification. If you do not agree with our Terms of Use, please discontinue use of this web site.

Copyrights & trademarks The contents, logotypes, trademarks, and service marks shown on this web site are the property of First National Bank of Michigan and other respective parties, unless otherwise indicated, and are protected by copyright and trademark laws. All rights are reserved by First National Bank of Michigan. The content of this web site may not be reproduced, downloaded, published, disseminated, or transferred without prior written permission from First National Bank of Michigan.

Availability of products and services The products and services displayed on the web site are available only in the United States and other countries where permitted by law. Products and services may not be available in all geographic areas, and are subject to change without notice.

No unlawful or prohibited use Conditional use of this web site includes your warranting to First National Bank of Michigan that you will not use this web site or any information herein for any purpose that is unlawful or prohibited by our Terms of Use. You agree not to access this web site or use materials or services available on this web site from territories where such access or use is illegal.

Links to third-party internet sites This web site may contain links to other web sites operated by third parties. First National Bank of Michigan provides these links as a service to users. These sites are not under the control of First National Bank of Michigan or its parent company, First National Bancorp, Inc., and First National Bank of Michigan is not responsible for the content available on any third-party sites. These links do not imply our approval or endorsement of the material on any linked site. It is the user's responsibility to take necessary precautions to ensure that material selected from such sites is absent of such items as “worms”, viruses, “Trojan horses” and other destructive items. First National Bank of Michigan is not responsible, and disclaims all liability for, damages arising out of the use of such linked sites, reference to, reliance on, or information contained therein in any form.

Calculators and tools This web site may contain calculators and other tools. First National Bank of Michigan provides these tools and calculators solely as a service for educational purposes. We do not guarantee the functional accuracy of these calculators or other tools. First National Bank of Michigan is not responsible for, and disclaims all liability for, damages of any kind resulting from the use of such calculators and other tools.

No warranties Use of this web site and its contents are at the user's sole risk. First National Bank of Michigan assumes no responsibility for consequences from the use of the information contained on this web site in any respect, including, but not limited to, errors or omissions, delays, the accuracy or sensibleness of information, the derogatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. We are not responsible for, and specifically disclaim all liability for, damages of any kind resulting from use, reference or reliance on such information. INFORMATION ON THIS SITE IS OFFERED "AS IS" WITHOUT GUARANTEE OF ANY KIND, EITHER STATED OR IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. IN NO EVENT WILL FIRST NATIONAL BANK OF MICHIGAN OR ITS PARENT COMPANY, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF OR THE INABILITY TO USE THIS WEB SITE, ITS CONTENT OR ANY PRODUCTS OR SERVICES, OR PERFORMANCE FAILURE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, VIRUSES, SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEB SITE OR ANY LINKED WEB SITE OPERATED BY THIRD PARTIES.

Modifications First National Bank of Michigan reserves the right to change the Terms of Use and adapt contents of the web site without notice.

Governing law You agree that disputes arising out of or relating to the contents or use of this web site are to be governed by the laws of the State of Michigan, United States of America. You consent to the exclusive jurisdiction of courts sitting in the State of Michigan in all disputes stemming from or relating to the contents or use of this web site.

General If any part of this agreement is determined to be unenforceable by a court of competent jurisdiction, the unenforceable portion will be changed by the court only to the extent necessary to make such portion be enforceable, and the remainder of the agreement shall continue in full force and effect. This accord constitutes the entire website-use agreement between you and First National Bank of Michigan and supersedes all prior or existing communications, whether oral, written or electronic, between you and First National Bank of Michigan in regards to this web site. A printed version of this agreement shall be admissible in judicial or administrative proceedings relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.