Business Deposits...

• Free Business Checking –No minimum balance requirement, 200 debits per month free. Free Business checking is available at our Kalamazoo, Grand Rapids, and Portage MI locations.

• Business Checking –For higher monthly check writing & deposit activity which may also have additional cash management services. This account pays an earnings credit allowance that will help offset monthly service charges*.

• Business Credit Cards –For purchases, travel & entertainment convenience and record keeping.

• Money Market Savings –Minimum $5,000 balance requirement, high-yield savings for accounts with larger balances, limited debit activities.

• Statement Savings –Minimum $1,000 balance requirement, earns competitive interest rates.

*Because the law does not allow the payment of interest on certain business checking accounts, the earnings allowance can be used only to offset service charges. An earnings allowance credit will be applied to your average monthly collected balance (less reserves required by law). FDIC insurance premium may be assessed monthly per $1,000 of average ledger balance. Premium is based on FDIC-mandated rate adjustments and may change from time to time; currently 0%. Products/services shown on this web site subject to availability. Equal Opportunity Lender. ©FNBM 2.11. Certain restrictions apply to the financial products offered on this web site. Ask a FNBM representative for full details.


Martha Betke / Vice President & Manager – Kalamazoo  West Side Banking Center

"They helped us consider all the variables... Their willingness to go the extra mile made all the difference... Ultimately, they helped us make the right decision."
–Joe & Leah W.