Certificates of Deposit (CDs)

Finally, there’s an investment that’s all gain and no pain. When you take advantage of our rising-rate CD (click for rates), you can watch your money grow without the worry of long-term commitment. Plus, because your deposits stay in West Michigan, you’re helping your community grow.

RisingRate CD Jan-June

Top 3 Reasons to Invest in a CD

    [1] Safe and Sound: Certificates of deposit (CDs) are considered a safe option in terms of investment. In fact, the Federal Deposit Insurance Corporation (FDIC) currently insures customers’ CDs at member banks like First National Bank of Michigan to the maximum allowed by law.
    [2] Prepare to Plan Ahead: CDs offer you fixed interest rates. What’s more, you’ll be able to anticipate the rate at which your money grows, so planning for the future is easier.
    [3] Yield More: CDs earn steady interest at a higher rate than your average savings account. They’re a great way to diversify your investments beyond the traditional savings account you already have or could also serve as an alternative. The choice is all yours!

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