Business Checking

First National Bank of Michigan offers several checking account products to fit your business's needs.

Business Banking Interest Rates

Money Market | Savings | Rising Rate CD's | Certificates of Deposit(PDF)

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Government Banking Interest Rates

Community Funds Checking | Certificates of Deposit(PDF)

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Not For Profit Banking Interest Rates

Community Funds Checking | Certificates of Deposit(PDF)

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Insured Cash Sweep (ICS) & CDARS Rates

ICS Checking & Savings | CDARS Certificates of Deposit (PDF)

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Business Checking Analyzed

Our Business Checking Analyzed account is perfect for businesses with higher monthly check writing and deposit activity and also includes cash management, if needed. This account pays an earnings credit allowance that is used to offset monthly service charges. Business Checking Analyzed customers will receive online banking access and bill payment services and debit card access.

Business Checking

Business Checking is the ideal account for businesses that have less than 200 debits per month. This account includes online banking access and bill payment and debit card access.

Community Funds Checking

Similar to the Business Checking Analyzed account, the Community Funds Checking product is available only to non-profit organizations, religious organizations and municipalities and doesn't include a deposited item fee, allowing for stress-free, large deposits.